The innovation transforming the digital assets industry

WHAT IS IT

BLINC is a global payments network allowing members to pay each other instantly 24/7/365 across multiple currencies, stablecoins, cryptocurrencies and digital assets.

WHO IS IT FOR

BLINC is for any client within the BCB ecosystem. Currently, these are our institutional clients that include major crypto exchanges, market makers, lenders, funds, brokers and traders. Building on BCB’s established network of business account customers, BLINC’s roadmap begins with instant borderless settlement in GBP, EUR and CHF, with phased rollouts supporting more fiat currencies, cross-currency settlement, crypto settlement and cross-asset settlement.

FEATURES

Real-time 24/7/365 settlement of cash and crypto (coming soon) within the network

FPS, SIC, SEPA and SWIFT access for off-network fiat transfers (incoming and outgoing)

Free account funding

Free transactions

Backed by industry-leading banks and digital asset custodians

Market leading rates for FX conversion

Institutional spreads on fiat-crypto conversion (coming soon)

Segregated client accounts in fiat currencies

Segregated digital asset wallets

BLINC is integrated with DASL, developed by LAB577 and built on Corda, paving the way for greater network growth and blockchain interoperability

BENEFITS

Real-time clearing

Reduced costs

Reduced operational and settlement risk

Free transactions

No inter-counterparty settlement reconciliation required

Reduced counterparty risk

AML and KYC/KYB costs are reduced as participants are already within the network

PRICING

BLINC accounts are free for existing BCB customers

Small monthly subscription for BLINC-only customers

Free to top up your BLINC account

Free transactions within the BLINC ecosystem

Withdrawal fees from BLINC to conventional fiat rails (like FPS, SEPA, SWIFT accounts) apply

Balance fees apply for currencies with negative interest rates (e.g. EUR, CHF)

HOW IT WORKS

BLINC is a global payments network allowing members to pay each other instantly 24/7/365 across multiple currencies, stablecoins, cryptocurrencies and digital assets.

Example flow

Example dashboard